← All 785 jobsFile 13-2053
Insurance Underwriters
Lightly edited
AI performs some of this work. Most of it still needs a person. The BLS expects 3.8% fewer of these jobs by 2035.
Financial work often uses specialised, compliant AI tools that consumer Copilot data does not see, so this file probably understates how much AI touches it.
- Rank
- #299 of 785 jobs, by how much of the work AI does
- US jobs, 2025 to 2035
- -3.8% All jobs: +3.5%
- Median US pay
- $81,370 a year, 2025
- People doing it
- 125,600 in the US, with about 6,800 openings a year
The work, 6 activities
The job description, marked up.
Every activity in this job, the biggest first. Tap a line for the evidence.
- deleAI does this
- +AIAI helps
- stetStill yours
Still yours: Authorize business activities or transactions34%
Barely appears in AI conversations: fewer than 1 in 2,000.
Still yours: Evaluate condition of financial assets, property, or other resources16%
Barely appears in AI conversations: fewer than 1 in 2,000.
AI helps with this: Analyze health or medical data16%
People asked AI for help with this in about 1 in 1,718 conversations, and it got them there 85% of the time.
AI does this: Explain regulations, policies, or procedures13%
AI performed this in about 1 in 84 Copilot conversations and completed it 93% of the time.
Still yours: Analyze business or financial risks12%
Barely appears in AI conversations: fewer than 1 in 2,000.
AI does this: Evaluate the quality or accuracy of data10%
AI performed this in about 1 in 683 Copilot conversations and completed it 82% of the time.
2025 to 2035
Ten years from now.
For every 100 of these jobs in 2025, the BLS projects 96 in 2035. Across all US jobs, about 104.
Even shrinking, it should still see about 6,800 openings a year as people retire or move on.
BLS on AIAutomated underwriting systems process more applications, reducing demand. Source ↗
Nearby
Where your skills travel.
The jobs closest to this one. None of them is much less exposed.
- Shares 26% of the workProperty Appraisers and Assessors43% AI does, against 24% here+3.5% by 2035 · $67,960 · Bachelor’s degree
- Shares 21% of the workLoan Officers44% AI does, against 24% here+1.1% by 2035 · $76,690 · Bachelor’s degree
- Shares 20% of the workReal Estate Brokers46% AI does, against 24% here+0.8% by 2035 · $73,220 · High school diploma
The wire
On the wire.
Nothing filed about this job yet. The latest from the Work front:
How to read this file.
deleAI does this. In US Bing Copilot conversations from January to September 2024, AI itself performed the activity, completed it and made a real difference often enough to count.
+AIAI helps. People brought the activity to AI as their own goal, and it usually got them there.
stetStill yours. It barely shows up in AI use, AI rarely finishes it, or in this job it needs hands.
Shares are weighted by how much each activity matters in the job, using O*NET. Microsoft’s own AI applicability score for this job is 0.16, higher than 56% of jobs.
Doing an activity is not doing a job. The researchers behind this data warn against reading it as job loss, and so do we. It is US data; the shape of the work travels.
Financial work often uses specialised, compliant AI tools that consumer Copilot data does not see, so this file probably understates how much AI touches it.
Sources: Microsoft Research, Working with AI (2025) · O*NET OnLine, 13-2053 · BLS Employment Projections 2025 to 2035
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